When you choose us, you’re getting an insurer with a proven response to natural disasters and networks that deliver quality repairs and replacements. Your premiums go towards the cost of replacing and repairing your property and belongings should something happen, and we’re committed to being there for you when you need us most. You might be surprised to learn that only part of the price you pay goes to Lantern. Some of your premium is paid to the New Zealand Government in the form of levies and tax.
Insurance premiums are reviewed and calculated each year to account for any changes to the cost of providing cover. These reviews ensure you pay a fair and sustainable price for your insurance, so we can be there for you now – and into the future.
It’s important to make sure you have the right level of cover for your contents. Our contents calculator can help you get a more accurate estimate for your sum insured. Click here to learn more.
Knowing the total cost to rebuild your home is important. To help you get a more accurate sum insured, check your sum insured amount with our home building calculator. Click here to learn more.
If you’d like to talk about what makes up your premium – or anything else insurance-related – just give us a call on 0800 800 800, 9am to 5pm, Monday to Friday.
Our specialist Customer Care Team is here to support vulnerable customers. If you’re experiencing financial hardship, please fill in this form and one of our team will be in touch with you within five working days. We have a range of ways to help you, so you can stay insured and protected. Any questions? Please call us on 0800 800 800.